Business & Solutions

As part of one of the world’s leading insurance groups, ERGO is an experienced provider of primary insurance and related services.

Providing insurance capacity in support of facilities and risks that require innovative and flexible structures and tailored solutions, ERGO achieves this in close collaboration with their clients and other business and central business units of the Company.

ERGO can develop customised coverage concepts by leveraging the risk management and know-how of the wider Group.

As a wholly owned subsidiary of Munich Re, ERGO enjoys the Group rating.

Business: Direct insurance through underwriting authorities and MGAs

The ERGO UK Commercial team is well established and experienced in providing delegated underwriting authority to selected underwriting agencies for nearly 15 years. 

In 2014 the team has a headcount of 30, offering insurance services across the whole value chain from underwriting, actuarial, risk management and accounting to claims management and reinsurance.

Account Managers together with the head of underwriting manage all aspects of the relationship with our clients to achieve sustainable, profitable technical results and to safeguard compliance.

Clients benefit from the permanent establishment of ERGO in the UK due to local and direct decision making, offering an even better service.

Solutions: Capabilities and Compliance

ERGO Insurance is authorised to transact all classes of Insurance (except Life) in the UK & Ireland and can provide licensing throughout the European Union via the Freedom Of Services Directive.

Ensuring the agency agreements comply with the UK’s and Germany's regulatory environment, ERGO attend to all licensing and tax issues, while signing and checking all relevant documentation.

ERGO continues to build a strong London Market and UK & Ireland market presence, especially MGAs, brokers and re-insurers and adds value to their colleagues within ERGO Group by providing insights into international direct insurance business, in particular facilitating new business, market knowledge and expertise, underwriting and actuarial modelling services as well as local regulation.